Nirav was really good at persuasion. He devised a plan to dupe people and earn quick capital, then get back to the market and slowly accumulate his wealth again. Since he was so famous, so was his gain and loss story. He kept talking to everyone and gaining their sympathies. Whoever he talked to, he recited his story of how he came from a small town and learned the ways of the big city and earned a lot of money with his wits and lost it all due to the market crash.

Everyone sympathised with him and reassured him that he will soon be able to rebuild his wealth as he was a smart man. Despite it being common knowledge that Nirav had lost all his money, people still came to him for advice as they still believed Niravs losses were due to the economic downfall rather than his own bad decisions. He continued this until everyone around him was convinced of his skills despite the loss. Nirav’s trap was ready.

He decided the next person to come to him for advice will be his victim. A poor chap named Karthik came to him for advice on growing his money. Karthik was a hard-working young man with a wife, two kids a younger sister and parents. He and his wife had saved long and hard for years and gathered some money but they now needed to quickly multiply it as they needed money to buy a bigger house for the growing family.

Nirav happily welcomed Karthik and carefully noted his finances. He then said to Karthik that he was very lucky as he has just received a tip from one of his friends about an unlisted company that is soon going to get a huge government contract which will skyrocket its share prices within 6 months. For every Rs 1000 invested, one would get a return of Rs 1,00,000!

It was an opportunity which was not to be missed. Nirav himself wanted to invest in it but the minimum investment the company was taking is Rs 10,00,000 and since he had born such heavy losses, he only had Rs 8,00,000 to invest. He proposed if Karthik could contribute Rs 2,00,000 then Nirav and Karthik could together invest and quickly earn Rs 10 Crore together. Nirav promised to even pay Karthik Rs 3 Crore instead of Rs 2 Crore which should be his share, for agreeing to the deal.

It was too good an offer to refuse. Karthik agreed and gave Nirav the money. When 6 months later Karthik showed up at Niravs doorstep, Nirav broke down crying about how his tip was wrong and that the owner wrapped up the company and left with all the investor’s money. He was so convincing that no one would doubt him. Karthik thought his loss of Rs 2 lacs was much less than Nirav’s loss of Rs 8 lacs. Although quite devastated to have lost his hard-earned money, Karthik consoled Nirav instead and quitely left without any money.

Nirav’s plan had worked once, there was no reason it would not work again. He kept doing this for many months to anyone who came to him for advice and disclosed their finances to him and started once again betting high on the market.

A few months later Nirav met Sameer. Sameer was an ambitious young man with an appetite for risk. He too fell for Nirav’s charm but before giving Nirav money he did some of his own research. He asked Nirav a few questions regarding the owner, company and which government contract the company is going to get.

Nirav playfully neglected all the questions. This raised an alarm in Sameer’s head and he decided to dig a little deeper. He started asking people about Nirav and his life. To his surprise, he found that many people sympathized with Nirav and spoke very well of him. He became even more curious and asked why everyone sympathised with Nirav when people informed him that Nirav not only lost a lot of money in the stock market but also was cheated by a very close friend of a very large amount of money which he had invested in his company.

This story sounded familiar. He talked to even more people and discovered that many of them had given money to Nirav to “invest” and Nirav had “invested” a large chunk of his own money in this “up and coming friends company with a large government contract” and had “lost” all this money when the friend wrapped up the company and left.

Sameer understood that Nirav had taken everyone for a ride. When he confronted Nirav, he tried to explain it away as rumours but when Sameer brought all the people who had lent Nirav money with him, he was rendered speechless. They all filed cases of cheating against Nirav and Nirav had to suffer in jail.

Moral of the story:

Never lie to someone who trusts you and never trust someone who lies you

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Shreya Sharma
So she sat with closed eyes and half believed herself in wonderland though she knew she had to open them again and all would change to a dull reality ✨ Shreya is the most disciplined member yet she's always there to cheer you up and motivate you. She is a woman of superior intellect and an interesting conversationalist. Being a keen observer helps her to understand various characters. Shreya thrives on her child-like demeanour but is never the one to shy away from speaking her mind when things seem unfair. She seeks to find magic in the mundane and whimsy in the ordinary. Sometimes cynical, mostly awkward she finds her escape in the pages of books hoping to be whisked away to an alternate reality.
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